[meteorite-list] I had a pretty large problem with an E-bay transaction.

Mike / flattoprocks mikewm at npgcable.com
Fri Sep 30 11:10:35 EDT 2005


Hello everyone I purchased a $1500 item on E-bay it was an overseas
purchase and I waited too long to report it to Pay-Pal or E-bay. I want to
let everyone know who the seller is and what happened in case they ever want
to deal with this person or have a dispute they need resolved. Right now I
am wondering if it is ok to post the persons E-bay name on the list?
Mike Miller // E-Bay flattoprocks
Website // www.meteoritefinder.com
Check out the web site it is up and running!
Mike Miller 230 Greenway Rd. Kingman AZ 86401


Arizona Skies Meteorites johnbirdsell at yahoo.com
Fri Sep 30 11:45:26 EDT 2005

Hi Mike and thanks for your post. This should be a
warning to EVERYONE! We had the same thing happen on
an expensive ebay purchase. The seller kept saying
that our order would arrive "soon"...of course it
never arrived. By the time we had decided to report
the seller to ebay and paypal, it was too late. Paypal
likes to pretend that they are the "safest" way to pay
for items, but you are out of luck if the item never
arrives or is not as described and you have waited
longer than the very limited time they allow you to
report a problem. This is why eveyone that uses paypal
should ALWAYS, ALWAYS, ALWAYS choose their credit card
as a payment source. Paypal does not like it when you
do this and they try very hard to trick you into using
an e-check or a transfer from your bank account. Don't
fall for this. Always use your credit card as the
funding source! That way you can file a chargeback
dispute against the seller if you don't receive the
merchandise as described. Paypal won't tell you that
you can file a chargeback either as they don't want
you to know about it. In fact paypal will sometimes
actively try to dispute your chargeback as they tried
unsucessfully in our case.

Another VERY IMPORTANT warning regarding paypal is
that you should always remove ALL of your funds from
your account BEFORE you pay w/ a credit card.
Otherwise, paypal will use all of the funds in your
paypal account and only then after the funds are used,
charge the remaining balance due to your credit card.
This is what paypal does even when your specifically
indicate that you want the purchase to be funded by
your credit card. We feel that this is a very
misleading practice on the part of paypal, however if
you read the fine print of your paypal contract very
carefully, it states that they can do this.

The final note on this...Fortuntately, on our purchase
we used our credit card and only lost a small amount
of funds from our paypal account. We filed a dispute
w/ our credit card company, paypal tried to claim that
we had received the merchandise (which we had not),
and our credit card company credited our account for
the full amount of the purchase. The seller was
delisted from ebay (he did the same thing to 10-15
other buyers), and eventually declared chapter 11
bankruptcy!

Hope this story along with Mike Miller's serve as a
warning for everyone.

Cheers

-John


Mike / flattoprocks mikewm at npgcable.com
Fri Sep 30 13:57:22 EDT 2005

Thanks John these are some very good points that we need everyone to hear
about so they don't have to find out the hard way. So far everyone is saying
they want to know who it is and I have not had anyone say that I should not
reveal the details so I am going to do so. I had purchased ...Item # 6548785278...
on Aug 1st. I used Pay-Pal to pay for the item. They said it shipped
on Aug 5th. I was very patient because their feedback was very good. Today I
learned you must file a claim with E-bay within 60 days and with Pay-pal
within 45 days. This is something that I learned the hard way. I am bringing
this up here so maybe someone else will not have to learn the hard way. I
also feel that they avoided answering some of my questions until the 60 days
had passed. As an example I asked "what happens if I never get the
meteorite?" I never got an answer until now (after the 60 days has passed)
The answer is basically we sent the meteorite and you are out of luck.
As a seller I have refunded peoples money when they said they did not
receive the package, it happens so rarely that I have only had to refund a
few packages. Only 1 time I did not refund the money and that was only
because every time I asked for some information I felt like I was getting
the run around. The first question I asked was where do you want me to send
the refund to? Then when I got the address I check it against the address I
had sent the meteorite to and they did not match. So from then on I was very
suspicious and ended up not sending the refund.
I hope this helps someone else with filing their claim on time. Thanks
Mike Miller // E-Bay flattoprocks
Website // www.meteoritefinder.com
Check out the web site it is up and running!
Mike Miller 230 Greenway Rd. Kingman AZ 86401



--- ivanmete <ivanmete at cox.net> wrote:

Hello Arizona, and List!
I use a new money transfer system, named moneybookers.
It is the same like PayPal, but has some difference.
(European online transfer money system, based on UK).

1. Sender pay fees, not receiver. Fees is not high, 1%
of amount but not more than 70 cents or 50 eurocents per transfer.
PayPal like 30 cents plus 2.9% from amount for standard account.

2. Moneybookers has an escrow payment: (here is from help topic)
What if the Seller does not ship the items? -

Funds will not be released to the Seller until the
buyer has received and approved the items he is
purchasing. This eliminates the concern for
non-shipment of goods.
How can an Escrow payment be cancelled? -

The seller may cancel the transaction at any time and
the payment and security deposit would then be returned
to the buyer. The buyer may reject the transaction during the
inspection period after receiving the items, but the
buyer is still responsible for shipping the merchandise back
to the seller, and for paying any fees.

For which purposes can I use Moneybookers Escrow for?

Our escrow service is ideal for auction payments,
domain name transfers and any other type of national or
international trading.


PayPal :(also from help menu)

Are you an escrow service? -

No. We do not provide escrow-related services. We are
a person-to-person payment service that
enables instant and secure electronic payments.


If you have a new customer or do not trust somebody,
just use escrow. It is cost something, but you are feeling better.
When I start use moneybookers, my oversee auctions
grown up. You can add logo of moneybookers to your auctions the
same way as PayPal does.
If you are a seller you will get more bids from Europe
and other oversee, also from countries which PayPal
doesn't accept. Did you know that now there are many
Russians (I'm not alone) start collect meteorites, but have
a difficulties use PayPal or other money transfer?
Moneybookers works for Russia too.
Also safe on PayPal fees (and this is a lot!)

If you a buyer, pay maximum $.70 fee and your seller
would be happy, because there no fees for seller.
Learn more about Moneybookers here:

http://www.moneybookers.com/app/


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